How Can I Receive Other Benefits In Addition To Workers’ Compensation?
Most employees injured on the job or diagnosed with an occupational illness are eligible for workers’ compensation benefits. These benefits can provide workers who are unable to work with income replacement, medical expenses, and other benefits.
In addition to workers’ compensation benefits, injured or ill workers may be eligible for other types of benefits. This category includes private health insurance, state disability insurance, and social security disability benefits.
What Additional Benefits Other Than Workers’ Compensation Are Available If You Are Injured At Work?
If you sustain an injury on the job, you may qualify for workers’ compensation benefits. However, what additional benefits may you be eligible for? You may qualify for other benefits, such as private health insurance, state disability insurance, and social security disability benefits, in addition to workers’ compensation benefits. Let’s examine each of these benefits in detail.
- Private Health Insurance
If you have private health insurance, you may be covered for a portion of your work-related medical expenses. Check your policy to determine which types of expenses are covered and the extent of your coverage.
- Social Security Benefits
Disability-related inability to work may qualify you for social security disability benefits. To qualify, you must have worked in a Social Security-covered occupation and have a medical condition that is expected to last at least a year or result in death.
- State Disability Insurance
State disability insurance programs provide benefits to workers who are unable to work due to an injury or illness unrelated to their employment. You will need to contact your state’s program to determine if you are eligible.
How To Receive Other Benefits In Addition To Workers’ Compensation?
To receive other benefits, you must submit a claim to the appropriate agency. It is essential to understand the requirements and deadlines for each type of benefit prior to filing a claim, as this can be a complicated process. An experienced attorney can guide you through the claim process and ensure that you receive your full entitlement to benefits.
- Private Health Insurance
To be eligible for private health insurance benefits and workers’ compensation, you must have a policy that covers injuries sustained on the job. Examine your policy to determine which expenses are covered and the extent of coverage. Typically, it is not included, as Workers’ Compensation covers work-related injuries.
- State Disability Insurance
To receive state disability insurance benefits in addition to workers’ compensation, you must verify your eligibility with your state’s program. Each state has its own program, so benefits and eligibility requirements vary. Some states require you to be a resident for a certain amount of time before you can receive benefits, while others have no residency requirements. Once you have determined your eligibility, you can apply for benefits by contacting the program office in your state.
- Social Security Benefits
In addition to workers’ compensation benefits, you may be eligible for social security disability benefits if you are injured or ill and unable to work. To qualify for social security disability benefits, you must have worked in social security-covered jobs and have a medical condition that is expected to last at least a year or result in death. You can apply for social security disability benefits online, by phone, or at your local Social Security office.
Conclusion
In conclusion, there are a few ways in which you may be able to receive other benefits in addition to workers’ compensation. You can file a third-party/personal injury claim, apply for social security disability benefits, or file an appeal if your claim has been denied. Contact us at (888) 547-1778 or visit Oracle Law Firm for more information about your options.